Global Seller Fees
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Online Selling Fee Comparison

Review PayPal, Stripe, Etsy, and eBay fee estimates side by side using the same sample online sale assumptions. Inputs stay in your browser and are not sent to a server.

Compare the rows as scoped estimates, not as a platform recommendation or ranking. Payment processors and marketplaces do not charge the same kind of fee, and lower fees do not necessarily mean a better platform once demand, category rules, subscriptions, ads, taxes, fulfillment, and account-specific pricing are considered. Keep the same sale amount, shipping charged, product cost, shipping cost, ad cost, seller country, and buyer country across rows for a like-for-like comparison.

Choose a mode, enter sale details, and review the estimate.
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Platform
USD
USD
USD
USD
USD
Results
Side-by-side estimates under the current verified US sample assumptions; rows are not a platform recommendation.
Verified limited US estimate

Limited US standard online card estimate. Not a complete Stripe pricing model. Use custom fee override if your Stripe pricing differs.

Amount received
USD 96.80
Total fees
USD 3.20
Net profit
USD 96.80
Profit margin
96.80%
Effective fee rate
3.20%
Operating costs
USD 0.00
PlatformFeesReceivedProfitStatus
StripeUSD 3.20USD 96.80USD 96.80
LimitedRule used: Stripe US standard online card estimateReviewed: 2026-06-25
PayPalUSD 3.98USD 96.02USD 96.02
VerifiedRule used: PayPal Checkout domestic commercial transactionReviewed: 2026-06-25
EtsyUSD 9.95USD 90.05USD 90.05
VerifiedRule used: Listing fee; Etsy transaction fee; plus 1 more applied rule in the fee breakdown.Reviewed: 2026-06-25
eBayUSD 14.00USD 86.00USD 86.00
VerifiedRule used: Most categories final value fee, up to 7,500 USD; Per-order fee for orders over 10 USDReviewed: 2026-06-25
Result source details

Fee rule used: Stripe US standard online card estimate

Source status: Sample only - compare mode uses the current sample inputs; row badges show each platform source status.

Reviewed: 2026-06-25

Not included: subscriptions, Billing, Connect account fees, Terminal, ACH, local payment methods, disputes, refunds, Radar, Tax, or custom pricing unless entered through custom override.

This result is an estimate based on the selected assumptions. Actual fees may vary by account type, country, payment method, card type, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.

Fee breakdown
RuleTypeAmount
Stripe US standard online card estimatepercentage_plus_fixedUSD 3.20
Formula, assumptions, and source
Formula used

Each platform uses the same gross sale amount: customer pays + shipping charged. Net profit = gross - platform fees - product cost - shipping cost - ad cost.

Assumptions
  • Seller country: United States.
  • Currency received: USD.
  • Standard online card estimate.
  • Domestic card assumption.
  • No international card surcharge.
  • No currency conversion.
  • No subscriptions, Billing, Connect account fees, Terminal, ACH, local payment methods, disputes, refunds, Radar, Tax, or custom pricing unless entered through custom override.
  • Buyer country matches seller country unless changed.
  • US standard online domestic card estimate. Not a complete Stripe pricing model.
  • Buyer country matches seller country, so currency conversion rules are not included.
  • Tax included is disabled.
Verified limited US estimateReviewed 2026-06-25Stripe Pricing - Cards and wallets

What this comparison can show

The online selling fees comparison can show estimated differences between payment-processing charges and marketplace selling costs, amount received under the same sample sale assumptions, and which platforms have verified data versus which need a custom fee override.

The default US sample can compare PayPal US, Stripe US limited standard online card, Etsy US, and eBay US most categories simple estimates while showing source status for each row.

PayPal vs Stripe vs Etsy vs eBay: why the rows differ

Payment processors vs marketplaces is not a like-for-like business model comparison. The rows differ because payment processors and marketplaces charge different kinds of fees. PayPal and Stripe rows model payment processing charges for receiving money. Etsy and eBay rows model marketplace selling costs, which may include selling fees in addition to payment-related costs.

Use the table to inspect assumptions and source status, not to rank business models. A marketplace may have higher fees but also provide demand, listing tools, buyer trust, and category-specific rules that this calculator does not value.

PayPal vs eBay fee calculator notes

PayPal fee calculator rows usually model payment processing charges. eBay fee calculator rows usually model marketplace selling fees, so the totals are not the same kind of charge.

For UK searches such as PayPal and eBay fees calculator UK, use the PayPal Charges UK Calculator for domestic PayPal charges and manual-rate mode for eBay UK when no site-maintained local default rate is supplied.

What this comparison cannot show

It cannot decide the best platform overall. Pricing is only one part of platform choice, and this page does not include all category-specific marketplace fees.

It does not include every account type, subscription, promotion, chargeback, dispute, refund, tax, or currency conversion scenario.

Why marketplaces may look more expensive than payment processors

Marketplaces often include selling or platform fees in addition to payment processing. Payment processors may only charge payment processing fees.

Interpret the comparison with the assumptions shown on the page, especially when one platform has verified data and another needs a custom fee override.

Stripe note

Stripe US is labeled as a Verified limited US estimate because it only covers the Limited US standard online card estimate. Not a complete Stripe pricing model. Use custom fee override if your Stripe pricing differs by card type, payment method, country, currency conversion, product, Connect setup, or custom pricing.

Example

For a USD 100.00 default sample, PayPal US estimates USD 3.98 in fees and USD 96.02 received, Stripe US limited standard online card estimates USD 3.20 in fees and USD 96.80 received, Etsy US estimates USD 9.95 in fees and USD 90.05 received, and eBay US most categories simple estimate shows USD 14.00 in fees and USD 86.00 received.

Lower payment-processing fees do not necessarily mean a better platform overall, because marketplaces may include selling or platform fees in addition to payment processing.

How to read the sample inputs

Keep the customer payment, shipping charged, product cost, shipping cost, ad cost, seller country, and buyer country consistent when you compare rows. Changing one input can change fee estimates, received amount, and profit.

Use custom fee override when a platform statement, official pricing page, category fee, or account-specific rule differs from the verified sample assumptions shown here.

Disclaimers

Estimate only. Actual fees may vary by account type, country, category, payment method, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.

This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform.

This calculator estimates seller platform and payment processing fees only. It does not check IBAN, BIC/SWIFT, SEPA eligibility, bank account reachability, payout timing, or bank transfer fees.