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Platform Fee Comparison

Compare estimated seller fees across PayPal, Stripe, Etsy, and eBay using the same sample sale assumptions. Inputs stay in your browser and are not sent to a server.

Choose a mode, enter sale details, and review the estimate.
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Platform
USD
USD
USD
USD
USD
Results
Compared by estimated net profit.
Highest sample net: Stripe
Verified limited US estimate

Limited US standard online card estimate. Not a complete Stripe pricing model. Use custom fee override if your Stripe pricing differs.

Amount received
USD 96.80
Total fees
USD 3.20
Net profit
USD 96.80
Profit margin
96.80%
Effective fee rate
3.20%
Operating costs
USD 0.00
PlatformFeesReceivedProfitStatus
StripeUSD 3.20USD 96.80USD 96.80Verified limited US estimate
PayPalUSD 3.98USD 96.02USD 96.02Verified
EtsyUSD 9.95USD 90.05USD 90.05Verified
eBayUSD 14.00USD 86.00USD 86.00Verified

This result is an estimate based on the selected assumptions. Actual fees may vary by account type, country, payment method, card type, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.

Fee breakdown
RuleTypeAmount
Stripe US standard online card estimatepercentage_plus_fixedUSD 3.20
Formula, assumptions, and source
Formula used

Each platform uses the same gross sale amount: customer pays + shipping charged. Net profit = gross - platform fees - product cost - shipping cost - ad cost.

Assumptions
  • Seller country: United States.
  • Currency received: USD.
  • Standard online card estimate.
  • Domestic card assumption.
  • No international card surcharge.
  • No currency conversion.
  • No subscriptions, Billing, Connect account fees, Terminal, ACH, local payment methods, disputes, refunds, Radar, Tax, or custom pricing unless entered through custom override.
  • Buyer country matches seller country unless changed.
  • US standard online domestic card estimate. Not a complete Stripe pricing model.
  • Buyer country matches seller country, so currency conversion rules are not included.
  • Tax included is disabled.
Verified limited US estimateReviewed 2026-05-18Stripe Connect Pricing - Payments

What this comparison can show

The comparison can show estimated differences between payment processors and marketplaces, amount received under the same sample sale assumptions, and which platforms have verified data versus which need a custom fee override.

The default US sample can compare PayPal US, Stripe US limited standard online card, Etsy US, and eBay US most categories simple estimates while showing source status for each row.

What this comparison cannot show

It cannot decide the best platform overall. Pricing is only one part of platform choice, and this page does not include all category-specific marketplace fees.

It does not include every account type, subscription, promotion, chargeback, dispute, refund, tax, or currency conversion scenario.

Why marketplaces may look more expensive than payment processors

Marketplaces often include selling or platform fees in addition to payment processing. Payment processors may only charge payment processing fees.

Interpret the comparison with the assumptions shown on the page, especially when one platform has verified data and another needs a custom fee override.

Stripe note

Stripe US is labeled as a Verified limited US estimate because it only covers the Limited US standard online card estimate. Not a complete Stripe pricing model. Use custom fee override if your Stripe pricing differs by card type, payment method, country, currency conversion, product, Connect setup, or custom pricing.

Example

For a USD 100.00 default sample, PayPal US estimates USD 3.98 in fees and USD 96.02 received, Stripe US limited standard online card estimates USD 3.20 in fees and USD 96.80 received, Etsy US estimates USD 9.95 in fees and USD 90.05 received, and eBay US most categories simple estimate shows USD 14.00 in fees and USD 86.00 received.

Lower payment-processing fees do not necessarily mean a better platform overall, because marketplaces may include selling or platform fees in addition to payment processing.

Disclaimers

Estimate only. Actual fees may vary by account type, country, category, payment method, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.

This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform.