Global Seller Fees
Browser-only calculator

Reverse Fee Calculator

Estimate how much to charge so you receive a target amount after seller fees. Inputs stay in your browser and are not sent to a server.

Choose a mode, enter sale details, and review the estimate.
Your calculator inputs are processed in your browser. Do not enter sensitive personal information.
Platform
USD
USD
USD
USD
USD
Results
PayPal
Target amount received
USD 100.00
Estimated amount to charge
USD 104.13
Approx. amount received
USD 100.01
Total fees
USD 4.12
Net profit
USD 100.01
Profit margin
96.04%
Effective fee rate
3.96%
Operating costs
USD 0.00

Target reached within rounding tolerance. The displayed amount received can differ by one cent because the customer charge must be rounded to the currency minor unit.

This result is an estimate based on the selected assumptions. Actual fees may vary by account type, country, payment method, card type, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.

Fee breakdown
RuleTypeAmount
PayPal Checkout domestic commercial transactionpercentage_plus_fixedUSD 4.12
Formula, assumptions, and source
Formula used

Required charge = reverse gross-up(target amount received + shipping charged). Amount received = required charge - total fees. Net profit = amount received - product cost - shipping cost - ad cost.

Assumptions
  • Seller country: United States.
  • Currency received: USD.
  • Standard published PayPal US rates.
  • No refunds, disputes, chargebacks, special pricing, Pay Later, QR, APM, micropayments, or currency conversion unless user enters custom fees.
  • Standard credit and debit card payments are included as a verified alternative rule but are not applied by the default PayPal Checkout estimate.
  • Buyer country matches seller country, so currency conversion rules are not included.
  • Tax included is disabled.
Verified from official sourceReviewed 2026-05-18PayPal US business fees

When to use reverse fee calculation

Reverse fee calculation is useful when you need an invoice target amount, a freelance payment target, a marketplace payout target, or client billing where the seller wants a fixed net amount.

Choose the platform or custom fee formula that matches the payment you expect, then enter the amount you want to receive after fees.

How reverse calculation works

The calculator estimates the gross amount to charge so that the amount remaining after fees is close to your target received amount.

Simple percentage-plus-fixed formulas can be solved directly. Tiered marketplace formulas may require approximation because the fee can change as the gross amount crosses a threshold.

Example

If your target received amount is USD 100.00 and your fee formula is 3.49% + USD 0.49, the required charge will be higher than USD 100.00 because the fee is deducted from the gross amount.

Limitations

Actual fees may vary by platform, country, card type, marketplace category, currency conversion, subscription, account type, refund, dispute, tax handling, and custom pricing. Results are estimates only.

Disclaimers

Estimate only. This calculator is for planning and does not replace official platform statements or professional advice.

This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform.