PayPal Fee Calculator
Estimate PayPal fees, charges, amount received, profit, and how much to charge for a target payout. Inputs stay in your browser and are not sent to a server.
Independent estimate and input privacy
Scope boundary: these tools do not verify bank accounts, IBAN, BIC/SWIFT, SEPA eligibility, payout timing, or bank-transfer charges.
What this calculator does
Use it to answer how much PayPal fees may be on a customer payment.
Use reverse mode to estimate the customer charge needed to receive a target amount after PayPal fees.
Use profit mode to combine PayPal charges with product, shipping, and advertising costs.
How much are PayPal fees?
For a USD 100.00 domestic PayPal Checkout estimate, this page applies the verified US seed rule of 3.49% + USD 0.49.
Estimated PayPal fee: USD 3.98. Estimated amount received: USD 96.02.
Use custom fee override if your account, buyer country, card type, currency conversion, or PayPal statement shows a different rule.
PayPal fees usually combine a percentage and fixed amount. They may vary by country, payment method, buyer country, currency conversion, custom pricing, refunds, disputes, subscriptions, Pay Later, and alternative payment methods.
PayPal fee calculator examples
PayPal payment gateway charges vs seller fees
To check how much PayPal fees may be, enter the customer payment amount and review the estimated fee, amount received, effective fee rate, and profit.
For PayPal payment gateway charges, compare the percentage fee, fixed fee, international surcharge, and currency conversion fields against the official fee schedule for your account.
Seller profit planning can also include product cost, shipping cost, ad cost, refunds, disputes, and tax handling. This page estimates fee and profit scenarios, but it does not replace a PayPal statement or a full accounting workflow.
Is this a PayPal tax calculator?
No. This is not a PayPal tax calculator for filing. The tax-included mode only separates an example tax amount when you enter a rate.
It does not determine VAT, GST, sales-tax obligations, registration status, marketplace collection rules, exemptions, thresholds, filing rules, or local tax law. It is not legal, accounting, or tax advice.
When PayPal fees can differ from this estimate
PayPal fees can differ when your account has custom pricing, the buyer is in another country, the payment method is a card or an alternative product, currency conversion applies, or refunds, disputes, subscriptions, Pay Later, or other product-specific rules apply.
Use custom fee override when your PayPal statement or official pricing page shows a different percentage fee, fixed fee, international surcharge, conversion fee, or manual adjustment.
How to receive a target amount after PayPal fees
Use reverse fee mode when you know the amount you want to receive. Open the Reverse Fee Calculator for the formula, target examples, and rounding limits.
When to use the PayPal charges UK calculator
Choose the PayPal charges UK calculator when the seller account uses the maintained GBP domestic online payment assumption shown there.
When to use this calculator
- Use the PayPal overview to understand available calculator modes before choosing a country-specific page.
- Compare how PayPal changes amount received and profit while keeping the same sale and operating-cost inputs.
- Open the source status before treating any PayPal default as applicable to your account, payment method, or seller country.
What is included in this estimate
- PayPal receive, profit, reverse-charge, and comparison modes in one browser-based interface.
- A country selector that changes currency and reveals whether a maintained PayPal default is available.
- Source labels, assumptions, and custom override controls for checking the scope before using an estimate.
What is not included
- The PayPal overview does not claim one rate covers every country, product, category, or negotiated account.
- It does not retrieve a live PayPal statement, dashboard balance, payout status, refund, or dispute record.
- It does not determine tax registration, marketplace collection, filing, accounting, or legal obligations.
How seller fees are usually calculated
PayPal charges commonly combine a percentage fee with a fixed fee.
International payments and currency conversion can add separate charges.
Account-specific pricing, card type, disputes, refunds, and subscriptions can change the actual fee.
Formula explanation
PayPal payout estimate starts with customer payment plus charged shipping, then subtracts the applied payment-processing lines. Profit mode also deducts product, fulfillment, and advertising costs.
From the PayPal overview, reverse mode estimates a target payout and comparison mode reuses one sale scenario across the supported fee models.
Example calculation
For US sellers, a USD 100.00 PayPal Checkout domestic estimate uses 3.49% + USD 0.49. Estimated fee: USD 3.98. Estimated amount received: USD 96.02.
PayPal overview sample values explain the displayed formula only; treat them as official platform rates only when the selected country's source status marks that exact rule as verified.
PayPal overview example: change the country selector or apply a checked custom fee before using the result for a different account or transaction type.
Common mistakes
- Reading the PayPal overview example as a universal rate instead of checking the selected country and source status.
- Comparing PayPal with another service without keeping sale amount, shipping, product cost, and advertising cost consistent.
- Ignoring a dashboard, statement, category, or payment-method rule that requires custom override.
- Using an overview estimate as a tax return, accounting record, invoice, or official platform statement.
When to use custom fee override
Use the PayPal overview override to test a checked percentage, fixed charge, international surcharge, conversion charge, or account-specific price before opening a country page.
PayPal overview: when no maintained default matches the transaction, manual-rate mode requires values from the official pricing page, dashboard, invoice, or statement.
PayPal overview: custom override can combine a percentage, fixed amount, international percentage, conversion percentage, and extra manually checked fee.
Source status
PayPal overview status: verified from an official source, with the reviewed links and scoped assumptions shown below.
Last reviewed date: 2026-08-11
PayPal overview review summary: the United States default record was checked on 2026-08-11. Open the United States PayPal country page or the official source link below for rule-specific review details and exclusions.
Assumptions
- PayPal overview examples start with the maintained United States dataset only to provide a concrete initial calculation.
- Changing seller country can change currency and source status; an unavailable default switches the PayPal result to manual-rate mode.
- The PayPal overview never treats a sample rate as applicable to every account, category, payment method, or buyer location.
FAQ
What does the PayPal overview cover?
The PayPal overview explains the calculator modes, country selector, source labels, and limits before you open a country-specific estimate.
Which PayPal country page should I use?
Choose a PayPal country page only when its currency and source status match the seller account you want to model; otherwise enter a checked custom rate.
Why does the PayPal overview open with a US example?
The PayPal overview starts with the maintained US sample so the interface has a concrete example, but the country selector and source status determine the scope you are viewing.
When should I override the PayPal fee?
Override the PayPal fee when an official pricing page, dashboard, invoice, or seller statement shows a different percentage, fixed amount, or additional charge.
Related calculators
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- Etsy Profit Calculator US
- eBay Fee Calculator US
- Sales Tax / VAT / GST Calculator
- Reverse PayPal Fee Calculator
- Online Selling Fee Comparison
- Fee sources and review dates
Continue from the PayPal overview to a maintained country estimate, reverse-charge worksheet, comparison page, or the source registry.