Global Seller Fees
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PayPal Charges UK Calculator

Estimate PayPal charges in the UK, amount received, effective fee rate, and profit using the verified domestic PayPal online payment seed rule. Inputs stay in your browser and are not sent to a server.

PayPal charges UK quick answer

This page uses the verified UK domestic PayPal online payment assumption of 2.9% + £0.30. Card processing, international transactions, currency conversion, and account-specific pricing are outside that default; use the sections below and custom fee override when your statement differs.

Independent estimate and input privacy

Scope boundary: these tools do not verify bank accounts, IBAN, BIC/SWIFT, SEPA eligibility, payout timing, or bank-transfer charges.

Choose a mode, enter sale details, and review the estimate.

Example scenarios

Choose a sample sale to populate the amount and cost fields.

Platform
GBP
GBP
GBP
GBP
GBP
Results
PayPal
Amount received
GBP 96.80
Total fees
GBP 3.20
Net profit
GBP 96.80
Profit margin
96.80%
Effective fee rate
3.20%
Operating costs
GBP 0.00
Result source details

Fee rule used: PayPal UK standard domestic PayPal payment

Source status: Verified - official source checked.

Reviewed: 2026-08-11

Not included: card processing, international surcharge, currency conversion, custom pricing, refunds, disputes, chargebacks, Pay Later, QR, alternative payment method, or tax treatment unless user enters custom fees.

The displayed output follows the selected rule and assumptions above; account, payment, category, currency, dispute, refund, tax, promotion, subscription, or negotiated-pricing differences can change the final charge.

Fee breakdown
RuleTypeAmount
PayPal UK standard domestic PayPal paymentpercentage_plus_fixedGBP 3.20
Formula, assumptions, and source
Formula used

PayPal payout mode subtracts the applied PayPal percentage-plus-fixed payment lines from customer payment plus charged shipping; profit also deducts product, fulfillment, and advertising costs.

Assumptions
  • Seller country: United Kingdom.
  • Currency received: GBP.
  • Default estimate applies PayPal UK standard domestic online PayPal payment pricing only.
  • No card processing, international surcharge, currency conversion, custom pricing, refunds, disputes, chargebacks, Pay Later, QR, alternative payment method, or tax treatment unless user enters custom fees.
  • PayPal starts with a domestic United Kingdom buyer assumption, so no cross-border or conversion line is added unless you override it.
  • Tax included is disabled.
Verified from official sourceReviewed 2026-08-11PayPal UK business fees

United Kingdom currency and assumptions

United Kingdom PayPal planning separates its percentage-plus-fixed payment-processing rule from shipping, operating costs, and VAT treatment and domestic or cross-border settlement.

GBP is used for this PayPal worksheet; international commercial, alternative-payment-method, and currency-conversion charges appear only when a reviewed rule or custom override supplies them.

UK domestic PayPal rule and £100 example

The maintained default is the domestic PayPal online payment row: 2.9% + £0.30 in GBP. It is a scoped planning estimate, not a default for every PayPal UK product or account agreement.

For a £100 payment under that rule, the estimated fee is £3.20 and the estimated amount received is £96.80. Check the official PayPal UK pricing page and your account statement before relying on the result.

PayPal charges UK examples for common amounts

Domestic payment
Estimated fee
Estimated received
£10
£0.59
£9.41
£50
£1.75
£48.25
£100
£3.20
£96.80
£1,000
£29.30
£970.70

Payment types and default scope

The calculator is designed for domestic PayPal online commercial payment planning. Other official UK pricing rows are shown only to define the boundary of the default and should be entered with custom fee override when they match your transaction.

Payment type
Official UK pricing shown
Used by default?
PayPal domestic online payment
2.9% + £0.30
Yes
Pay in 3
2.9% + £0.30
Not separately modelled
Card processing
1.2% + £0.30
No, use custom override
POS / Tap to Pay
1.75%
No, use custom override

Reverse a UK PayPal fee

Reverse mode solves the customer charge from a target amount using the displayed UK rule. For the maintained 2.9% + £0.30 assumption, a £100 target requires a charge of about £103.30 and produces an estimated fee of about £3.30 after currency rounding.

Required charge = (target received + fixed fee) / (1 - percentage fee).

Use reverse mode above for this UK rule, or open the Reverse Fee Calculator to test a different platform or checked custom fee formula.

Domestic vs international PayPal charges

The default UK estimate is for a domestic PayPal online payment. International payments, currency conversion, account-specific pricing, card processing, disputes, refunds, subscriptions, and Pay Later can use different rules. Use custom fee override when your PayPal account or official fee page shows a different formula.

VAT is not the same as a PayPal fee. This calculator can help with fee planning, but VAT, tax filing, accounting, and legal decisions should be checked with official sources or a qualified adviser.

When to use this calculator

  • Estimate domestic UK PayPal online payment charges before sending an invoice or checkout request.
  • Switch to reverse fee mode when a UK PayPal sale must leave a specific amount after the displayed fee assumption.
  • Use custom override when your UK PayPal statement, buyer location, card type, or currency treatment differs from this page's default.

What is included in this estimate

  • The verified UK domestic PayPal online payment seed rule shown on this page.
  • Gross payment, shipping charged, product cost, shipping cost, ad cost, and optional tax input for the UK and GBP scenario.
  • Estimated amount received, total fees, effective rate, net profit, and reverse-charge result in the page currency.

What is not included

  • Card processing, Pay Later, POS, international surcharges, and currency conversion unless entered through custom override.
  • Official UK PayPal statements and any tax, accounting, or legal determination.
  • UK payout timing, bank-transfer reachability, IBAN, BIC/SWIFT, and SEPA eligibility checks.

Common mistakes

  • Confusing PayPal balance or domestic online payment assumptions with card processing or POS pricing.
  • Ignoring currency conversion or buyer-country differences.
  • Treating an estimate as an official platform statement.
  • Mixing tax amounts and platform fees in one line item.

When to use custom fee override

Turn on custom fee override when your United Kingdom transaction uses a different percentage, fixed charge, international surcharge, currency conversion charge, manual fee, or account-specific price. The entered rule replaces this page's default estimate in your browser.

United Kingdom PayPal page: when no maintained default matches the transaction, manual-rate mode requires values from the official pricing page, dashboard, invoice, or statement.

United Kingdom PayPal page: custom override can combine a percentage, fixed amount, international percentage, conversion percentage, and extra manually checked fee.

Source status

United Kingdom PayPal page status: verified from an official source, with the reviewed links and scoped assumptions shown below.

Last reviewed date: 2026-08-11

Verified UK seed rule from the official PayPal UK business fees page. Rechecked on 2026-08-11: the standard domestic PayPal online payment rate remains 2.9% + GBP 0.30, so no calculator fee rule changed. Card processing, POS, international, conversion, and custom pricing remain outside the default estimate.

Verified from official sourceReviewed 2026-08-11PayPal UK business fees

Assumptions

  • United Kingdom PayPal assumption: Amounts are shown in GBP.
  • United Kingdom PayPal assumption: VAT is not treated as a verified platform fee in this estimate.
  • United Kingdom PayPal assumption: International and currency conversion rules apply only when reviewed data exists or you enter a custom fee amount.
  • United Kingdom PayPal assumption: Seller country: United Kingdom.
  • United Kingdom PayPal assumption: Currency received: GBP.
  • United Kingdom PayPal assumption: Default estimate applies PayPal UK standard domestic online PayPal payment pricing only.
  • United Kingdom PayPal assumption: No card processing, international surcharge, currency conversion, custom pricing, refunds, disputes, chargebacks, Pay Later, QR, alternative payment method, or tax treatment unless user enters custom fees.

FAQ

Does this calculator include international PayPal or currency conversion fees?

Not by default. The UK estimate uses the domestic PayPal online payment assumption shown on this page. Use custom fee override if your PayPal account, buyer country, card type, currency conversion, or statement shows an international or account-specific charge.

Is VAT the same as a PayPal fee?

No. VAT is a tax concept, not the same thing as a PayPal platform fee. This calculator is for fee planning and is not tax, accounting, or legal advice.

Can I enter my own custom fee rate?

Yes. On the United Kingdom page, the PayPal override accepts a percentage, fixed amount, international percentage, conversion percentage, extra manual fee, and note.

Is this PayPal estimate operated by PayPal?

No. This independently maintained PayPal calculator for United Kingdom uses the platform name only to identify the modeled fee rule and has no endorsement or sponsorship relationship.

Related calculators

United Kingdom PayPal data is maintained for this page; links to other platforms use their verified US pages when no equivalent local default is available.

Written and maintained by Global Seller FeesPage reviewed: 2026-07-17