PayPal Charges UK Calculator
Estimate UK PayPal charges, amount received, effective fee rate, and profit using the verified domestic PayPal online payment seed rule. Inputs stay in your browser and are not sent to a server.
Estimate UK PayPal charges before pricing a sale. Example: for a GBP 100.00 domestic PayPal commercial payment, this calculator estimates a GBP 3.20 fee and GBP 96.80 received using the selected 2.9% + GBP 0.30 rule.
International, card, currency conversion, refund, dispute, and account-specific pricing can differ.
United Kingdom currency and assumptions
UK sellers commonly review fees alongside VAT treatment, GBP settlement, and whether a buyer is domestic or cross-border.
UK pages use GBP. The official region code is GB, while the public URL uses the user-friendly slug uk.
UK PayPal charges at a glance
For a GBP 100.00 domestic PayPal online payment, this page applies the verified UK seed rule of 2.9% + GBP 0.30.
Estimated PayPal fee: GBP 3.20. Estimated amount received: GBP 96.80. Use custom fee override for international, card processing, currency conversion, or account-specific PayPal charges.
UK PayPal rate used by this calculator
This page uses the domestic PayPal online payment assumption shown below. Other PayPal UK pricing rows are listed for scope clarity and should be entered with custom fee override when they match your transaction.
How much should I charge to receive GBP 100 after PayPal fees?
Using the default UK domestic PayPal estimate of 2.9% + GBP 0.30, reverse fee calculation solves the customer charge from the target received amount.
Required charge = (target received + fixed fee) / (1 - percentage fee).
For a GBP 100.00 target: (100.00 + 0.30) / (1 - 0.029) = about GBP 103.30.
Estimated PayPal fee: about GBP 3.30. Estimated amount received: about GBP 100.00.
Domestic, international, card, and VAT notes
The default UK estimate is for a domestic PayPal online payment. PayPal card processing, international payments, currency conversion, refunds, disputes, Pay Later, QR, and account-specific pricing can use different charges.
VAT is not the same as a PayPal fee. This calculator can help with fee planning, but VAT, tax filing, accounting, and legal decisions should be checked with official sources or a qualified adviser.
Manual formula: fee = payment amount x percentage + fixed fee. Amount received = payment amount - fee.
How seller fees are usually calculated
PayPal charges commonly combine a percentage fee with a fixed fee.
International payments and currency conversion can add separate charges.
Account-specific pricing, card type, disputes, refunds, and subscriptions can change the actual fee.
Formula explanation
Amount received = customer pays + shipping charged - payment fees - selected tax or conversion deductions. Net profit = amount received - product cost - shipping cost - ad cost.
Reverse fee mode estimates the customer charge needed to reach a target received amount. Platform comparison mode applies the same sale inputs across PayPal, Stripe, Etsy, and eBay.
Example calculation
UK PayPal sample: customer pays GBP 100.00. The default domestic PayPal online payment estimate applies 2.9% + GBP 0.30. Estimated fee: GBP 3.20. Estimated amount received: GBP 96.80.
This example uses the verified UK PayPal domestic seed rule shown on this page and does not cover card processing, international surcharges, currency conversion, custom pricing, refunds, disputes, or future fee changes.
Use the fields above to adjust shipping charged, product cost, shipping cost, ad cost, buyer country, and custom fee override when your PayPal account or official fee schedule differs from the default UK estimate.
Custom fee override
Turn on custom fee override when your PayPal account, statement, or official fee page gives you a fee formula you trust. The override replaces default platform fee rules for the estimate shown in your browser.
If no site-maintained default rate is supplied for the selected region, the result card uses manual-rate mode instead of showing zero fees as a real estimate.
Custom override supports percentage fee, fixed fee, extra international percentage, currency conversion percentage, and an additional manual fee amount.
Source status
Verified from official source. Reviewed source links and assumptions are shown below.
Last reviewed date: 2026-06-25
Assumptions
- Amounts are shown in GBP.
- VAT is not treated as a verified platform fee in this estimate.
- International and currency conversion rules apply only when reviewed data exists or you enter a custom fee amount.
- Seller country: United Kingdom.
- Currency received: GBP.
- Default estimate applies PayPal UK standard domestic online PayPal payment pricing only.
- No card processing, international surcharge, currency conversion, custom pricing, refunds, disputes, chargebacks, Pay Later, QR, alternative payment method, or tax treatment unless user enters custom fees.
FAQ
How much are PayPal fees in the UK?
The default UK estimate on this page uses the verified domestic PayPal online payment seed rule of 2.9% + GBP 0.30. Account-specific, card, international, currency conversion, refund, and dispute charges can differ.
What are PayPal charges for GBP 100?
For a GBP 100.00 domestic PayPal online payment, this calculator estimates a GBP 3.20 PayPal fee and GBP 96.80 received before any product, shipping, advertising, tax, or account-specific adjustments.
Does this calculator include international PayPal or currency conversion fees?
Not by default. The UK estimate uses the domestic PayPal online payment assumption shown on this page. Use custom fee override if your PayPal account, buyer country, card type, currency conversion, or statement shows an international or account-specific charge.
Is VAT the same as a PayPal fee?
No. VAT is a tax concept, not the same thing as a PayPal platform fee. This calculator is for fee planning and is not tax, accounting, or legal advice.
How are seller fees calculated?
PayPal fees are usually estimated from the gross sale amount, fixed charges, optional international or conversion charges, and any custom fee amount you enter.
Why can the actual fee differ from this estimate?
Actual fees can differ because platforms may use account-specific pricing, card type, buyer location, category, dispute, refund, tax, subscription, promotion, or custom pricing rules.
Does this calculator include VAT or sales tax?
VAT is not treated as verified fee data for United Kingdom. VAT and Making Tax Digital questions are outside this estimate. Confirm with HMRC or a qualified adviser.
Can I enter my own custom fee rate?
Yes. Turn on custom fee override to enter a percentage fee, fixed fee, extra international fee, currency conversion fee, additional manual fee, and note.
Is this website affiliated with PayPal, Stripe, Etsy, or eBay?
No. This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform.
Should I use this result for tax filing?
No. Do not use this result for tax filing. Use official sources or a qualified professional for tax, accounting, and legal decisions.
Related calculators
- PayPal Fee Calculator UK
- Stripe Fee Calculator US
- Etsy Profit Calculator US
- eBay Fee Calculator US
- Sales Tax / VAT / GST
- Reverse PayPal Fee Calculator
- Online Selling Fee Comparison
This page uses verified country-specific fee data for the selected platform. Other seller platform links point to US verified pages when no site-maintained local default rate is supplied.
Disclaimers
Estimate only. Actual fees may vary by account type, country, payment method, card type, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.
This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform. Platform names are used only to identify the fee calculator.
This calculator estimates seller platform and payment processing fees only. It does not check IBAN, BIC/SWIFT, SEPA eligibility, bank account reachability, payout timing, or bank transfer fees.