Stripe Fee Calculator
Estimate Stripe-style card processing costs, amount received, effective fee rate, and profit without saving inputs to a server. Inputs stay in your browser and are not sent to a server.
Verified limited US estimate. Limited US standard online card estimate. Not a complete Stripe pricing model. Use custom fee override if your Stripe pricing differs by card type, payment method, country, currency conversion, product, Connect setup, or custom pricing.
What this calculator does
Estimate card processing deductions from a sale amount.
Compare Stripe against the other supported platforms using the same sale assumptions.
Gross up a target received amount with reverse fee mode.
Stripe fees quick answer
For a USD 100.00 standard US online card estimate, this page applies the limited Stripe-style assumption of 2.9% + USD 0.30.
Estimated Stripe fee: USD 3.20. Estimated amount received: USD 96.80.
Use custom fee override if your Stripe dashboard, Connect setup, card type, payment method, buyer country, currency conversion, product, or custom pricing arrangement uses a different rule.
Stripe fee examples for common amounts
How seller fees are usually calculated
Card processors often use a percentage fee, a fixed fee, or both.
International cards, currency conversion, payment method, disputes, and custom pricing can affect the final charge.
Stripe pricing can differ by country, product, contract, and payment method, so unverified rules are not treated as official.
Formula explanation
Estimated amount received = gross sale amount - processing fees. Profit mode then subtracts product cost, shipping cost, and ad cost.
Reverse fee mode estimates the customer charge needed to reach a target received amount. Platform comparison mode applies the same sale inputs across PayPal, Stripe, Etsy, and eBay.
Example calculation
For a US standard online card estimate, a USD 100.00 customer payment uses 2.9% + USD 0.30. Estimated fee: USD 3.20. Estimated amount received: USD 96.80.
This example is limited to the US standard online card assumption. Stripe pricing can vary by country, payment method, card type, currency conversion, product, Connect setup, custom pricing, refunds, disputes, and other factors.
Use custom fee override when your Stripe dashboard or official pricing page shows a different percentage, fixed fee, international fee, currency conversion fee, product setup, or custom pricing arrangement.
Custom fee override
Use custom fee override if your Stripe dashboard or official pricing page gives you a current percentage, fixed fee, international fee, or conversion fee for the sale you want to model.
If no site-maintained default rate is supplied for the selected region, the result card uses manual-rate mode instead of showing zero fees as a real estimate.
Custom override supports percentage fee, fixed fee, extra international percentage, currency conversion percentage, and an additional manual fee amount.
Source status
Verified limited US estimate. Limited US standard online card estimate. Not a complete Stripe pricing model. Reviewed source links and assumptions are shown below.
Last reviewed date: 2026-06-25
Assumptions
- Amounts are shown in USD.
- US sales tax is not included as verified platform fee data in this estimate.
- Domestic buyer examples assume the buyer country remains United States unless you change it.
- Seller country: United States.
- Currency received: USD.
- Standard online card estimate.
- Domestic card assumption.
- No international card surcharge.
- No currency conversion.
- No subscriptions, Billing, Connect account fees, Terminal, ACH, local payment methods, disputes, refunds, Radar, Tax, or custom pricing unless entered through custom override.
- Buyer country matches seller country unless changed.
- US standard online domestic card estimate. Not a complete Stripe pricing model.
FAQ
How are seller fees calculated?
Stripe fees are usually estimated from the gross sale amount, fixed charges, optional international or conversion charges, and any custom fee amount you enter.
Why can the actual fee differ from this estimate?
Actual fees can differ because platforms may use account-specific pricing, card type, buyer location, category, dispute, refund, tax, subscription, promotion, or custom pricing rules.
Does this calculator include international fees?
International fees depend on card origin, seller country, and pricing terms. The calculator only applies them when reviewed data is available or when you enter a custom fee amount.
Does this calculator include currency conversion?
Currency conversion is not assumed by default. Add a custom fee amount if your Stripe transaction includes conversion or cross-border charges you have verified.
Does this calculator include VAT or sales tax?
US sales tax is not included as verified platform fee data in this estimate. Do not use the result for US tax filing. Confirm sales tax and income reporting with official sources or a qualified professional.
Can I enter my own custom fee rate?
Yes. Turn on custom fee override to enter a percentage fee, fixed fee, extra international fee, currency conversion fee, additional manual fee, and note.
Is this website affiliated with PayPal, Stripe, Etsy, or eBay?
No. This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform.
Should I use this result for tax filing?
No. Do not use this result for tax filing. Use official sources or a qualified professional for tax, accounting, and legal decisions.
Is this a complete Stripe pricing model?
No. Not a complete Stripe pricing model. This is a limited US standard online card estimate. Stripe pricing may vary by product, payment method, country, card type, currency conversion, Connect setup, subscriptions, disputes, refunds, and custom pricing.
Related calculators
- PayPal Fee Calculator US
- Stripe Fee Calculator US
- Etsy Profit Calculator US
- eBay Fee Calculator US
- Sales Tax / VAT / GST
- Reverse PayPal Fee Calculator
- Online Selling Fee Comparison
Use Reverse Fee mode to estimate how much to charge, or Compare platforms mode to review the same sale assumptions across the currently supported calculators.
Disclaimers
Estimate only. Actual fees may vary by account type, country, payment method, card type, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.
This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform. Platform names are used only to identify the fee calculator.
This calculator estimates seller platform and payment processing fees only. It does not check IBAN, BIC/SWIFT, SEPA eligibility, bank account reachability, payout timing, or bank transfer fees.